While vacationing on the Mayan Riviera with his girl-friend Sheila, Jack bumps into Trout Michaels, a loud-mouthed, trouble-making Florida cop. Back home, Jack forgets all about Michaels until six months later he shows up looking for help. 

Meanwhile, Jack is asked to dig into a local bank robbery only to discover that crime and Trout Michael’s cross-border case are connected. Which makes no sense. Then again it’s hard to blame Jack for his confusion given that the robbery suspects borrowed their brains from the Three Stooges.